The worst calls I get never start with "hi." They start with "Stripe closed my account… and they still have my money." For years, I gave the wrong first answer. I'd jump straight into the fix. Find a new processor fast. Send the documents. Get the store selling again. It worked… until the next call. I thought that was the job. Put out the fire, move on to the next one. Then a client asked me something I couldn't answer: "How was I supposed to know?" It didn't feel like a turning point at the time. It was. Most of these sellers did nothing wrong. They picked their processor in five minutes, on day one, and never looked again. Who takes your niche. Who holds a reserve, and for how long. How fast they pay out. Almost nobody checks that before the first sale. If you've ever opened your dashboard and seen "payouts on hold", you know exactly what I mean. Click below. Read the page. And find the right processor, plus a backup, before you plug in.
Not enough history yet to show a trend.