Banking Credit Analysis Process

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Do you wish to learn more? Hi, This is CA Raja from CA Raja Classes. Appreciate your interest in learning Credit & Financial Analysis. Over the last few years, I have trained thousands of bankers and finance professionals. Many of them told me they struggled to understand financial statements during credit appraisal. That is exactly why I created this structured course. Just wanted to personally tell you — if you are serious about learning credit and financial analysis, this course will save you years of trial and error. If you want to learn the complete credit and financial analysis process, this is exactly what we have covered in the course: Basics of Credit Analysis How to Read Balance Sheet Financial Ratio Analysis Cash Flow Analysis Fund Flow Analysis CMA Report Preparation Credit Risk Rating Cash Budgeting Working Capital (CC / OD) LC & BG Assessment Term Loan Appraisal & Assessment Basic Elements of Loan Proposal and can be learned at your own pace. The course consists of approximately 120 hours learning resources comprising video lectures + ebooks + reading materials, etc We are currently offering the course at a special discounted price for a limited period. To enrol in the course, please follow these steps: Click on the course link for the Credit and Financial Analysis Mastery Bundle (covering SME and Corporate Credit for Bankers): ₹2995/- for 1 Year Access (Current Selling Price - ₹5990/-) https://courses.carajaclasses.com/courses/cfa-2995-6a688b6d6be3a4a04bbc02e6 ₹5995/- for Lifetime access (Current Selling Price - ₹11990/-) https://courses.carajaclasses.com/courses/cfa-5995-6a688be569c92e454e0b5ff9 2. Click on the add to cart button. You will be redirected to the sign-up page if you are not already signed up. 3. Proceed to complete the payment at the designated gateway. 4. Once the payment is processed, you will receive a confirmation email and WhatsApp message containing the course access details. By joining this course, You’ll gain a solid understanding of balance sheets and financial analysis to confidently interpret financial data. You’ll master the ability to assess creditworthiness using proven techniques for well-informed credit decisions. You’ll become proficient in CMA reports, cash budgets, and credit facility evaluation to structure loans effectively. You’ll develop strong analytical skills to identify financial trends and make accurate projections. You’ll apply your learning through real-world case studies to handle practical credit situations confidently. You’ll acquire the expertise needed to manage even complex credit proposals with confidence. This course will put you ahead in your career, giving you the tools and expertise to excel as a trusted credit and financial analysis professional!

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